Why should not the city of Houston issue a bond for 2 million dollar Essay

Why should not the city of Houston issue a bond for 2 million dollar - Essay Example dollar bond wherein investors can be bondholders so that they can pay the city coupons of interest from the two million dollars, making a profit for the city of Houston. To make a profit as an alternative source of capital is just one advantage of issuing bonds. Aside from that, bonds can be used as Leverage; the coupons that are usually paid every three, six, or twelve months are a flexible way to make payments easier by making less payments fit the situation. Also, there is an option to create a fixed interest rate that is unaffected by changes. Aside from being a benefit, there are also some risks and challenges when issuing bonds. Bonds are a form of debt. These debts are financial risks that leave the issuer (in this case, the city of Houston) payment obligations that are enforced by the law. They have to make these payments no matter what financial state they may be in. Compared to shares that may not be paid when it the issuer lacks money, these bonds can create financial problems for the issuer. There is also a refinancing risk wherein the issuer would need to get capital once bonds mature. This might be a problem if interest rates have been increasing, causing the issuer to possibly refinance at a higher rate. The large bullet payment of the principal at a bond’s maturity is a possibly large amount that may be difficult to pay if the principal payment is delayed. The administrative cost of handling the transactions can also be a burden, unlike a loan wherein the details are confidential; bond issuers have to d isclose some details to the public as requirements by the CMD and other regulatory authorities. Bonds are also treated and taxed as income to the shareholder. To keep the bond attractive to bondholders, the issuer has to compensate for the taxes. These are the reasons why Houston should not issue bonds. It is a risk and requires planning and manpower. The administrative cost has to be prepared before issuing the bonds; there has to be a failsafe

Finance in Hospitality Industry Assignment Example | Topics and Well Written Essays - 2500 words

Finance in Hospitality Industry - Assignment Example The businessperson can apart with money to put into the business. This could include savings or start up capital. This method of approach ensures that the person has complete ownership of the business. External sources are another option to funding. There is several of this kind of funding. Bank loan is one example. Banks can offer one capital to fund a business. The loan repayment is spread over a long period of time and one has to pay interest. One can have additional partners when starting a business. An individual may decide to team up with another person in the business venture. The new partner usually pays more capital than the individual. I would go for owner’s capital Friends and family may also be a source of external funding. Family can invest in a business with little or no interest. They can support an individual in the business venture without making demand for shareholding .Small Business Administration (SBA) can generate funds for business setup. In this method the individual access loans that are provided for by the federal government The amount of interest is minimal in SBA’s. The best sourcing for me could be family and friends. Interests, security and shareholding are not demanded for with the approach. To add on, the family can offer counsel and support during the business initiation. Generating income in hotel Business. Venturing in business is usually for the purposes of income generation. Various businesses employ a variety of methods to realize the optimal profits. The enterprises engage in various forms of generation .Fee for service, selling of products, membership dues, tangible and untangible assets are ways that money is earned in an institution. The hospitality industry also can employ these strategies to make economic gain. Services can be sold as a way of making money. Catering services can be provided for by hotels in different contexts .Eatery services can be offered within the organization. Customers visit the ho tel and get food and drinks for which they are charged .Hotels can cater for wedding sand parties in the neighborhood and make profits. Catering services can be taken to institutions of learning by the hotels and the administration reciprocates the service by paying up. Tangible assets can also be used to gain profits. Leasing and renting out of assets such as space, equipment and land. The hotel can hire out rooms for conferences and workshops to other organizations. This ensures that they make for the leasing and the assets remain their own. Space for hosting events such as parties and weddings can also make up for income generation. The grounds can be well lawn and presentable. Consumers can therefore rent the place and pay up for the amount of time they use the place. Furthermore, boarding services can be provided for. The consumers are offered spaces to sleep for a levy .Investment and dividends can offer funds for an organization. The hotel can enroll in the stock exchange and gain accrued interests with time. This is the passive way of income generation as the stakeholders are not directly involved in money making. TASK 2 Costs, gross profit percentages and selling prices fort products and services are important in mapping out a company’s progress. Cost can have various elements to it that need to be considered. These elements include; revenue, Cost of goods sold, formula as well as management. Revenue refers to as ‘sales ‘in companies. This is the receipts and debits over a certain

Vertical integration in studio system Essay -- Economics

Vertical integration in studio system The term "vertical integration" refers to the structure of a marketplace, which is integrated (rather than segregated) at a variety of crucial levels. In the case of the motion picture industry, the studio system established a market in which the studios owned production facilities, distribution outlets, and theaters. In other words, the studios controlled every level of the marketplace from the top down, from production to exhibition. "Vertical integration" began in the 1910s and inspired the postwar consolidation of the studio system as national distribution companies, such as Paramount merged with production companies, such as Famous Players and Lasky and subsequently began purchasing theater chains. All of the major studios in Hollywood (Paramount, MGM, Warner Bros., etc) owned theater chains; the minors, Universal, Columbia, and United artists, did not. The minors, distributed their pictures, by special arrangement, to theaters owned by the majors. The majors booked one another's films in their theaters. Vertical int...

Distracted by Today’s Technology Essay

We are part of a country that is focused on making life easier and faster. Technology is something that is constantly on the rise, we are always looking for that new gadget better than the last that is meant to facilitate the everyday life. As a result, many people are starting to lose the ability to show emotions or even carry on a face-to-face conversation, therefore making it difficult for those individuals to develop appropriate social skills. Unfortunately, we fail to see the damage that is being caused by the amount of time being spent on texting, playing with video games, or spending countless hours on social networks as an alternative to making new acquaintances or spending quality time with their loved ones. Let’s start with text messages, known as one of the most popular method of communication these days. It is an unavoidable fact that the text message has become a necessary part of our lives. Like with new couples, who are unable to attain an appropriate sense of what their new partner is actually like. These couples often prefer the convenience of texting as a way of getting to know each other, as opposed to talking on the phone or going on dates. What they fail to realize is that, by trying to maintain a relationship mostly through texting and with barely any physical interaction they are truly inhibiting their ability to assess reactions, expressions or feelings shown by the other person. Sadly, these couples usually choose to end their relationship before knowing if it truly had a chance to flourish into a something meaningful. Although talking on a cellular phone while behind the wheel of a car has been proven to be dangerous, it has now taken a back seat to those drivers who surf the internet and text while on the road. According to a study done by The American Automobile Association, forty-six percent of teens who were interviewed admitted to being distracted behind the wheel because of texting. Many parents will instruct their children not to text while behind the wheel, when in all reality they are not following what they preach by continuing to put us all at risk. Overall, it is a real source of concern that these individuals are consciously adding to the increasing number of accidents on our roads today. Then we have video games, which have been around for decades. In recent years, the popularity of video games has sky rocketed amongst our youth. Our children are learning how to hijack a car from a pregnant mother with her two kids, shoot a gangster with an automatic weapon, and even drag race down the streets of a quiet neighborhood, all from the comfort of their couch. The days of going outside to play with friends and bike riding have been replaced by sitting in front of a television set and playing with your Nintendo, Xbox, or PlayStation, just to name a few. Homework and chores are often overlooked, but worse are the many parents that are using these gaming devices as babysitters as an alternative to spending quality time with their kids. Many parents remain satisfied by simply knowing that their children are safely in the house, dismissing the possibility their children are becoming couch potatoes with no social skills. Sadly, many of these children are not receiving any other exercise than what is given during their P.E. class in school. These are the children that will likely end up as obese, anti-social members of our society. Lastly, we are now surrounded by social networking sites like Facebook, Myspace and Twitter that are dedicated to connecting friends and family that live all around the world with the intentions of increasing communication between them. Friends can post pictures, write about what they are doing at the moment, and surf other friends profiles. While we cannot deny the benefits that these sites may provide, we should also not fail to realize the many dangers that can be linked to these social networks. Computer viruses are one of the most common disadvantages seen with social networks, one wrong click and you could send all you personal information to some crook across the country. But more damaging are the ill effects that our children are likely to encounter. Cyber bullying is much more intense and malicious than what some of us may have experienced in our high school hallways. Teasing, harassing, and name calling are now posted on the internet for everyone to see. In 2006, a teenage girl committed suicide for the constant bullying she received from her classmates and even one of their parents, her mother never suspected any of it. More importantly, many children and teenagers are now sharing too much information with strangers that they meet online, believing they are someone of their same age and with their same interests. Unknowingly, they are making themselves easy targets for predators of all kinds. This could possibly be avoided if parents were to limit the time spent online and diligently monitor their internet usage. I understand that some people may disagree with my views on the damaging effects that could be associated with allowing too much technology into all aspects of our lives. At the end of the day, what are the benefits we are receiving from allowing technology to play such a large role in our lives? Are we coming together at the end of the day? The days of â€Å"family dinner time† are slowly becoming memories of the past. Fewer are the families that sit around a table to share a meal, socialize, and relate stories about their day. We are missing out on opportunities to bond with our children and watch them grow. As well as new couples that would benefit from more phone conversations and dates, perhaps giving themselves a better chance at a more meaningful and stable relationship, possibly reducing the current divorce rates. It is a fact that we live in a world that technology has become a must in our lives. We are now dependent on cellular phones, and computers, while our children are consumed by their games. I also agree that all of the advancements made by technology are simply indented to somehow improve the way we function on a daily basis. But there should be a limit to how much technology we allow in our lives. Maybe we should make an effort to dedicate time to our families by turning off the cellular phone and put aside the computer a few nights a week. The benefits we will receive for maintaining a loving and nurturing relationship with our loved ones will continue to be evident for years to come.

Social Media And Its Impact On Marketing And Promotion

Social media use isn’t just an arbitrary ego boost for brands and individuals. It’s a driving factor in business, marketing, technology and so much more. We Are Social reports that 2.1 billion out of the 7.2 billion people in the world now have social media accounts. Americans certainly fall into the mix, with 60% using it for their news fix, but at the same time they’re also doing other things like viewing ads. This means that you absolutely cannot ignore the impact of these huge and varied platforms on advertising, marketing and promotion. Let’s try to look into some examples of smart, creative and efficient use of social media to see what works. Oreo Oreo as a brand absolutely wowed the world during the 2013 Super Bowl in America. When the coverage experienced a lighting blackout, Oreo’s 15-strong social media team were straight on it to provide viewers with relevant content. Given that advertising space during the commercial breaks of the event itself costs as much as $5 million in 2016 (according to Fortune, who states that the cost has increased by 75% since 2005), Oreo virtually managed to capitalize for free. Although their content was not seen by every one of the estimated 114 million viewers of the television broadcast, they did receive 15,000 retweets and 20,000 likes on Facebook, as a result of the immediate coverage, Wired reports. They’re a great example of a brand using its assets to drive a social media strategy. They had copywriters, a strategist andShow MoreRelatedDigital Media and Digital Technology870 Words   |  4 PagesDIGITAL MEDIA AND DIGITAL TECHNOLOGY Many approaches has been deliver one message to buyers across an company promotions, that may contain all types of media they are TV, radio, internet and mobile phones. Changes in communication technology and immediate access to data through tools such as the internet explain one of the reasons why marketing communications become so important. Now a day’s business workers, employees, consumers used to get the information and connect to other people and businessRead MoreWhat Is The Best Way / S Promote The Product Or Service? Essay1643 Words   |  7 Pages § What is the best way/s to promote the product or service? †¢ sales promotion: †¢ As a result the promotion is very successful; the promotion can bring a lot of customer to the market. Having updated reminders on Facebook about your salon and the current events going on within your business will actually help customers remember who you are and why they chose you in the first place. Daily posts and updates are a habit that will successfully draw new business to your Facebook pages and eventually toRead MoreImpact Of Marketing On Internet + Era Essay1337 Words   |  6 PagesFirst of all, write down four main parts, that are the new impact of marketing ways in Internet + era, the discussion of tourism promotion strategies on social network and the innovation form of Internet + tourism, in the end, it is conclusion. About the first part, it will introduce the characteristics of the Internet + times, the rise of social networks, as well as the impact of both on the new means of marketing. The internet + times have three characteristics: First, it is cross-border integrationRead MoreIntegrated Marketing Communications Involves Realigning Communications Flow From Different Sources767 Words   |  4 PagesIntegrated marketing An integrated marketing program that will comprise a variety of communication methods will be implemented. 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The Four P’s of marketing a product is the outline in which this can be done and what needs to be taken into consideration before the launch of a product. An effective strategy is essential to the growth of any business. The product chosen for this paper are snakeskinRead MoreAn Objective Of One World Market1312 Words   |  6 Pagesethnic and organic foods. The goal is to create awareness about the market through the use of conventional media outlets and guerilla campaigns. Emphasis will be placed on social media ads to spread the word about the ethnic market and all that it has to offer. 4.2 Budget The marketing budget is $1.5 million. It will be distributed among the different forms of media to ensure optimal visibility. 4.3 Internet Website The One World Market Website is the place whereRead MoreAbstract. Social Media Has Fundamentally Changed The Consumer1020 Words   |  5 Pages Abstract Social media has fundamentally changed the consumer decision process; many small businesses have had to alter their operational strategies to adapt to modern times. Due to the popularity of social media, businesses must make their brands more personal, market their products differently and communicate with customers in innovative ways (McMullen, 2017). This scope of this study consists of analyzing social media trends in the retail industry and the impact it has on the overall businessRead MoreCity Of Angels913 Words   |  4 Pagesadvantages can be used as basis to support the use of these healthcare marketing tools in the greater Los Angeles area. The use of marketing tools such as emails, social media, and billboards in the Los Angeles healthcare system is notable. Primarily, the use of emails enables the health care system to design messages that are tailored for a specific audience, including those under the age of 25 years. Also, emails and social media gives the chance for h ealthcare professional to market themselves consistently

Immigration Policy A Desirable Principle For...

Throughout American history, immigration policy, as Marcelo Suà ¡rez-Orozco notes, has been driven by the concern of whether or not newly admitted immigrants â€Å"would [be able to] contribute to the American project.† Current US immigration regulations, most notably, the criteria for Green Card eligibility established by the Immigration and Nationality Act (INA), were drafted with this same fear in mind, and are based off of two principles that may be summarized as: family unification and talent attraction. Though there is much to be said on the topic of family unification, and the value of the family unit itself is a point of contention, for the sake of evaluating immigration criteria, this paper will take for granted that family unification is a desirable principle for establishing immigration criteria. Accordingly, the focus of this paper will be on the principle of talent attraction in immigration policy, the specifics of which are laid out by the INA as follows: First Preference: Priority Workers, including aliens with extraordinary abilities, outstanding professors and researchers, and certain multinational executives and managers Second Preference: Members of professions holding an advanced degree or persons of exceptional ability Third Preference: Skilled Workers, professionals and other qualified workers Fourth Preference: Employment creation immigrants (investors or entrepreneurs) These criteria are geared toward allowing only the most talented andShow MoreRelatedImport Inspection Council Of Indi Ministry Of Commerce And Industry Essay8725 Words   |  35 Pagesover the five Export Inspection Agencies (EIAs), one each at Chennai, Delhi, Kochi, Kolkata and Mumbai established by the Ministry of Commerce, Government of India, under Section 7 of the Act for the purpose of implementing the various measures and policies formulated by the Export Inspection Council of India. 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Medical Ethics And Ethical Ethics - 1931 Words

Medical ethics, and the adherence to ethical procedures, is of the utmost importance when working in the field of biological sciences. A scientist, especially those working with animal and human populations, must follow a strict ethical code, which, condensed, amounts to â€Å"do no harm† - but in effect is significantly more complex and nuanced due to the ever changing and evolving state of medical ethics and recent developments in pharmaceutical and genetic methods of treatment. Many novel treatments may cast into doubt what is considered ethical and unethical – new developments in stem cell therapy, genetic engineering, transplant surgery, and pharmaceutical testing all have their own moral â€Å"grey areas† in terms of what is considered unethical. Is the line blurred between ethical and unethical practice, and therefore practice and malpractice, when to do harm unto one could potentially save thousands, if not millions? The earliest guidelines for modern scientific experimentation, trials and research with human participants and subjects were drawn up after the atrocities committed by scientists experimenting upon concentration camp inmates during the Second World War, and the offending doctors were brought to trial. These guidelines, called the Nuremberg Code, outline the essential rights that any participant in a research study must have, and demanding that only research with a meaningful outcome can be carried out which involves human participants. These guidelines can alsoShow MoreRelatedMedical Ethics : Medical Ethical Dilemma Essay878 Words   |  4 PagesMedical Ethical Dilemma 1. Why did you select this topic? I choose the article, A Medical Miracle Poses Ethical Dilemma written by Anna Gorman and published in the Los Angeles Times. It stood out to me because it dealt with a baby in the neonatal intensive care unit (NICU) born at twenty-four weeks’ gestation, weighing nine ounces. I want to be a NICU nurse so I am sure I will be faced with an issue similar to this at some point in my career. 2. What are your feelings about this dilemma? Are youRead MoreEthical Theories And Principles Of Medical Ethics Essay2030 Words   |  9 PagesMedical Ethics PHIL 148 @ Binghamton University, Sum 11 By Brandon Ethical Theories and Principles This week we covered the various ethical theories and principles we will be using throughout the course. Test your knowledge of the readings using the quiz. Instructions Each week a quiz will be provided on the second Reading Day (Tuesday. Don t let this practice quiz on a Friday throw you off!). You can use this quiz to test your textual knowledge and reading abilities and to guarantee a firm foundationRead MoreMedical Ethics And Abortion : A Moral And Ethical Dilemma Essay1662 Words   |  7 PagesMedical Ethics and Abortion Abortion is wrong because it is the murder of a human being. 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An example of this is the Ten Commandments that was given to Moses which contain laws such as ‘thy shall not steal’ and ‘thy shall not kill’. These laws were giving to Moses so that people wouldRead MoreProfessional And Personal Application Statement1580 Words   |  7 Pagesappreciation of the ethical challenges and issues that will be faced, as well as communicating the importance of ethics to other nursing professionals (Jormsri et al., 2005). In order to be prepared to handle the task of addressing ethical issues, both on a personal and professional level as an advanced practice nurse, it is necessary to demonstrate a comprehension of nursing ethics and to consider how those ethics will be integrated into professional practice. 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InRead MoreTransition Paper1210 Words   |  5 Pagesï » ¿Transition Paper Assignment NR 101 Ethics in Nursing In the world of medical ethics no sector of healthcare has been under more scrutiny and has drawn more phisophical debates, been under review or been a more sensitive and critical part of the healthcare field than the world of ethics in the field of nursing. Nursing is one of the most pivotal aspects of every medical practice in the world. And today the importance of nursing ethics is ruling right up there with the importance of oxygen. Read MoreEthics And The Medical Field Using Tissue Ownership Essay1642 Words   |  7 Pagesfamily, where they grew up, what institutions they attend, their religious views, and their reflection of themselves and the world around them, all influence their morals and ethical beliefs. New ideas are constantly emerging, causing us to consistently review and reconsider our beliefs. 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